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REVIEW

HOW IS YOUR CREDIT REPORT USED?

Lenders use these reports to help them decide if they will loan you money, what interest rates they will offer you. Lenders also use your credit report to determine whether you continue to meet the terms of an existing credit account. Other businesses might use your credit reports to determine whether to offer you insurance; rent a house or apartment to you; provide you with cable TV, internet, utility, or cell phone service. If you agree to let an employer look at your credit report, it may also be used to make employment decisions about you.

Contract Review

A credit report is a record of your history managing and repaying debt, often organized into several distinct sections: personal information, accounts, inquiries, collections and public records.​

WHAT IS A CREDIT REPORT?

SUCCESS LIES IN THE DISCOVERY

1. Client Discovery - Thirty-minute interview to capture client data           necessary for generating credit bureau files and credit score               modeling tools.

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2 Credit Profile Review - Three Bureau analyzation to identify items impacting negative scoring.  

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3. What's the Plan? - Identifying present and future credit utilization      requirements.  

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4. Credit Score modeling- Deleting, modifying and/or adding specific      account data necessary for clients to achieve immediate or future          credit acquisition goals.

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5. Client On-Boarding - Document finalization, go-forward strategy        buy-in and define the clock.

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